What type of equity compensation can Grantd analyze?
Learn about the different types of equity compensation instruments that Grantd can analyze and model.
Supported Equity Compensation Types
Grantd provides comprehensive analysis for the most common types of equity compensation used by companies to reward and retain employees:
Stock Options
ISOs (Incentive Stock Options)
Grantd analyzes ISOs including:
- Current intrinsic value and time value
- Black-Scholes valuation modeling
- AMT (Alternative Minimum Tax) impact calculations
- Exercise timing optimization
- Qualifying vs. disqualifying disposition scenarios
- Multi-year tax projections
Key Feature: Both regular tax and AMT calculations are displayed side-by-side so you can see when AMT applies and plan accordingly.
NSOs (Non-Qualified Stock Options)
Grantd analyzes NSOs including:
- Current intrinsic value and time value
- Exercise spread calculations (FMV - Exercise Price)
- Ordinary income tax impact
- Capital gains treatment on subsequent sales
- Exercise timing strategies
Restricted Stock
RSUs (Restricted Stock Units)
Grantd analyzes RSUs including:
- Vesting schedules (Linear, Cliff + Linear, Custom)
- Ordinary income recognition at vest
- Tax withholding analysis
- Capital gains treatment on sales
- Multi-year vesting projections
RSAs (Restricted Stock Awards)
Grantd analyzes RSAs with similar capabilities to RSUs, including vesting schedule modeling and tax impact analysis.
Employee Stock Purchase Plans
ESPP Shares
Grantd analyzes ESPP holdings including:
- Discount percentages
- Holding period requirements
- Qualifying vs. disqualifying dispositions
- Tax treatment differences
Owned Shares
Company Stock (Already Vested/Owned)
Grantd tracks and analyzes shares you already own including:
- Acquisition date and price
- Cost basis tracking
- Current valuation
- Concentration analysis
- Tax implications of sales (short-term vs. long-term capital gains)
How Grantd Analyzes Each Type
For each equity compensation type, Grantd provides:
Valuation Analysis
- Current market value
- Intrinsic value (for options)
- Time value (for options)
- Leverage calculations
Tax Impact Modeling
- Federal income tax (regular and AMT)
- State income tax estimates
- FICA taxes (Social Security and Medicare)
- 5-year tax projections
Risk Analytics
- Concentration calculations
- Portfolio composition breakdown
- Diversification modeling
- Scenario analysis (-80% to +80% stock price movements)
Strategic Planning
- Exercise priority scoring
- Vesting timeline visualization
- Multi-year strategy modeling
- Tax-efficient timing recommendations
Linear vs. Leveraged Instruments
Grantd distinguishes between:
Linear Instruments (1:1 with stock price)
- Owned shares
- RSUs
- RSAs
- ESPP shares
Leveraged Instruments (variable leverage)
- ISOs
- NSOs
This distinction is critical for understanding risk exposure and potential outcomes across different market conditions.
Document Upload for Data Extraction
Grantd supports document upload for automatic extraction of:
- Grant summaries
- Vesting schedules
- Stock option agreements
- Equity compensation statements
This automated extraction streamlines the data entry process for all supported equity types.